Buy property in Greece:
homes and villas for sale

Start with how you will use the home. Compare a Nafplio town property with surrounding Argolida villages, or a Kalamata apartment with nearby coastal areas. Check year-round access, the actual drive to services, the building’s condition, permitted works and management needs. Choose the area first, then compare individual properties. Send your preferred town or coast, budget and property type to ask about current options; a location guide is not confirmation of available stock.

Yes, subject to the buyer’s status, any designated border-area approval and the individual property’s restrictions. Compare year-round flights or ferry access, local services, lawful access to the home, its condition and who will manage it while you are away. A sea view or island location does not establish building rights, rental permission or Golden Visa eligibility. Tell us which island and how you intend to use the property before requesting options.

Use the property’s written euro price as the starting point. Its dollar equivalent changes with the exchange rate and your provider’s conversion charges, so note the date and rate used in any comparison. Keep transaction costs and any renovation allowance separate. A national average or a dollar price in an older article does not value a particular home. Share your budget in euros, or state that it is in dollars, when requesting a shortlist.

Prepare an AFM tax number, appoint independent Greek legal and technical advisers, shortlist a property, complete the agreed checks, confirm funding and payment requirements, sign the notarial deed and register the transfer. A transaction-specific power of attorney may let a representative handle the purchase without you travelling to Greece. Confirm its form and scope with your lawyer and notary, and identification requirements separately with the bank. Agree the timetable for your particular transaction.

Have your independent Greek lawyer review the recipient, property reference, proposed agreement, refund conditions and deadlines before paying. Ask what the money secures, which legal and technical checks remain, and what happens if finance or a material property issue prevents completion. Confirm the seller’s authority and payment instructions through an independently verified channel. A reservation payment does not replace title, planning or technical checks, and a refund is not automatic.

Financing depends on the lender, your income and residency, documentation, valuation and the property. Do not treat an advertised price or an initial mortgage discussion as loan approval. Confirm the amount you can fund, currency exposure, required documents and lender conditions before agreeing payment deadlines. Tell us early if the purchase depends on finance so the property enquiry can reflect that condition. Mortgage advice and approval must come from the relevant lender or authorized adviser.

The standard real-estate threshold is €800,000 in Attica, the Thessaloniki, Mykonos and Thira regional units, and islands above 3,100 census residents; it is €400,000 elsewhere. Standard built-property purchases require one property with at least 120 m² of main spaces. Special qualifying conversion or listed-building restoration routes can start at €250,000. Price alone does not establish eligibility. Have an immigration lawyer and engineer check the route, property documents and acquisition history before committing.

Compare the asking price and total acquisition costs with a realistic rental scenario for that specific property. Gross yield uses rent before costs; net results must account for vacancy, management, maintenance, insurance, property taxes and income tax. Check the lawful letting model first, and test lower rent, longer vacancy and unexpected works. Use the calculator to inspect assumptions, then obtain property-specific evidence. A regional yield figure is not a rental forecast or a guaranteed return.

Request the exact unit plan, main living area, specification, permits, title information, written price, included parking or storage, payment schedule and contractual delivery terms. Distinguish renders from agreed finishes and check what remains subject to change. Have independent legal and technical advisers review the contract, developer obligations, delay provisions and progress evidence. A project’s marketing page does not prove that a particular unit is available or establish its completion date.

Send the property links or unit references, your budget, preferred dates and any access needs. Ask for current availability and written prices before booking travel. If you are abroad, ask whether a live video viewing, current walkthrough or an independent inspection can be arranged for that property. Confirm the appointment, address, contact person and what you will be able to inspect. A viewing helps you shortlist; it does not replace legal or technical due diligence.

Send your preferred areas, property type, bedrooms, intended use and timing. State a property-price range—for example €250,000–€400,000, €400,000–€800,000, €800,000–€1.5 million or above €1.5 million—and keep a separate allowance for costs and works. Mention financing or a Golden Visa requirement, plus any property links you like. These are enquiry ranges, not a promise of stock or eligibility. The next step is to confirm current options and the services you need.